Ahmed is a Shari’ah Scholar of very high repute and has served as a Shari’ah Advisor for, and as a Board Member on, various financial institutions for the past 17 years, both inside and outside South Africa.

He completed a BA/MA Alim course (Higher Islamic Studies) and thereafter completed the Ifta course (Islamic Jurisprudence and issuance of Fatwa [Islamic verdicts]), at Darul Uloom Zakariyya.

For three years, he served as a Mufti for the Jamiatul Ulama KZN (Council for Muslim theologians) where he looked after the Fatwa and Judicial Departments and was a member of the Mediation and Arbitration committee. On behalf of Jamiatul Ulama KZN, he served as a member on the Board of Muftis of South Africa.

Yusuf is the head of Shari’ah for Standard Bank and serves on the Shari’ah Boards of the Bank of Maldives, Takaful Africa, GIC Re-Takaful, Alexander Forbes, Element Investment Managers and Shari’ah Investments Ltd (Malawi). He is also a consultant to Investec Bank and FNB Securities. He is one of only a few Scholars in SA who is accredited by AAOIFI as a Shari’ah Advisor and Auditor.

He was contracted by BankSETA to develop the Islamic Banking training material for all Islamic South African Banks.

He holds Certificates in Qadha (adjudication) from Imarat Sharia’h, Patna Bihar (India), and has completed the Ifta course (Islamic Jurisprudence and issuance of Fatwa [Islamic verdicts]), at Darul Uloom Zakariyya.

Zaid completed a BA/MA Alim course and thereafter completed the Ifta course (Islamic jurisprudence and issuance of Fatwa [Islamic verdicts]), at Darul Uloom Zakariyya.

He currently lectures at Darul Uloom Zakariyya and is actively involved in the field of Ifta with a special focus on Islamic finance.

He also serves as a Shari’ah Advisor to various Islamic Financial Institutions, including FNB, Standard Bank, Investec Bank, 27Four Investment managers, and Sentio Capital.

Shafique serves in the Fatwa Department at the Darul Ihsan Research Centre, in Durban, preparing and issuing Islamic juristic rulings. He has established and is head of the Centre for Islamic Economics and Finance SA (CIEFSA) which is a non-profit organisation dedicated to increasing awareness and providing education in the fields of Islamic economics and finance, structuring Shari’ah-compliant transactions and providing Shari’ah-compliant commercial solutions at various levels.

In 2002, he completed the Aalimiyah Course at Madrasah Taleemuddeen in Durban, with distinction. In 2005, he completed a three-year specialisation course in Islamic Jurisprudence (Fiqh and Fatwa) at Jamia Darul Uloom Karachi, under the guidance of Mufti Taqi Usmani, which culminated in the submission of a thesis on the topic of Shirkat and Mudharabat.

He is certified as a Shari’ah Accountant and Auditor by the Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFI), in Bahrain. He has an Advanced Diploma in Islamic Banking and Finance from the Karachi-based Centre for Islamic Economics.

Mohammed is an academic and lecturer in Islamic jurisprudence at the Jami’ah-al-Uloom-al-Islamiyyah, in South Africa. He is currently employed as a consultant and advisor to a few financial institutions, in the field of Islamic Banking and Finance. He has experience in the accounting, auditing and governance of Islamic financial institutions and is acutely aware of the contexts, opportunities and limitations that characterise the Islamic Finance industry.

Mohammed graduated cum laude with a Masters in Islamic Finance (MSc) from The Global University for Islamic Finance (INCEIF), in Malaysia. Prior to that, he completed both his Aalim Fa’dhil and Ifta courses at Darul Uloom Zakariyya, in Johannesburg. He also holds degrees in Islamic Studies and Accounting Sciences from the University of South Africa (UNISA).